Fast closings with rehab funds included. Competitive rates and leverage for your next flip project.
Up to 95% of purchase price and 100% of rehab costs for qualified projects
Maximum loan amount is limited to 75% of after repair value
Fast Private Lending’s fix and flip loan program is especially suitable for investors who require fast and flexible financing for rehab projects and property improvements. We understand that speed and access to renovation capital are critical to maximizing your investment returns, which is why we’ve streamlined our process to get you funded quickly.
Our fix and flip loans include both purchase financing and renovation funds, allowing you to acquire and improve properties with a single loan. We base our lending decisions on the after-repair value (ARV) of the property and your renovation plan, not just current property condition or traditional bank lending metrics.
Whether you’re a first-time flipper or an experienced investor with multiple projects, we have flexible programs to support your business goals and help you scale your fix and flip portfolio.
Quick closing on those time-sensitive deals with our easy approval process.
Get 100% financing for your renovation budget to maximize your potential returns.
Maximum loan amount for fix & flip loans are limited to 75% of ARV (After Repair Value) and not based on existing property condition.
Monthly payments are interest only (simple interest) for the duration of the term which lowers carrying cost.
We offer the highest leverage and minimum out of pocket cost for your purchase.
Submit application with property details, renovation scope, and budget.
Our team evaluates the property, renovation plans, and ARV projections.
Receive approval with customized terms based on project specifics.
Close on the loan and receive purchase funds to acquire the property.
Access rehab funds through progress-based draws as work is completed.
Get the financing you need to acquire, renovate, and profit from your next investment property
A fix & flip loan is short-term investment property financing that covers both the purchase of a property and its renovation costs. Fast Private Lending specializes in these loans for real estate investors who plan to improve and resell properties or refinance into long-term financing. Our fix and flip loans provide up to 95% purchase financing and 100% of rehab costs, making them ideal for maximizing leverage on your investment properties.
Renovation funds for your fix and flip project are released in scheduled draws based on completed work. An inspector verifies construction progress before each draw is released, ensuring funds are used appropriately and work meets quality standards. This draw schedule process protects both you and Fast Private Lending while ensuring your rehab project has the capital needed at each phase of the renovation.
ARV (After Repair Value) is the property's estimated market value after renovations are complete. Fast Private Lending's 75% maximum ARV ensures conservative lending practices while still providing substantial leverage for profitable fix and flip projects. This approach to investment property financing protects your equity position and ensures responsible lending on rehab loans, giving you confidence in your project's financial structure.
Fast Private Lending typically closes fix and flip loans in 15-21 days, much faster than traditional banks. The construction period varies by project scope and complexity, with loan terms up to 24 months providing flexibility for complex renovations. Our streamlined approval process for investment property financing ensures you can move quickly on time-sensitive deals and start your rehab project without delays.
Absolutely! Fast Private Lending's fix & flip loans work perfectly for BRRRR strategies. Our investment property financing allows you to purchase, renovate, and stabilize rental properties before refinancing into long-term rental financing or DSCR loans. Many real estate investors use our rehab loans to build their rental portfolio, benefiting from the high leverage, interest-only payments, and flexible terms that make BRRRR investing profitable.
For Fast Private Lending's fix and flip financing, you'll need a detailed renovation scope of work, contractor estimates, comparable sales for ARV analysis, and proof of real estate investment experience. Unlike traditional banks, we focus on the property's potential and your renovation plan rather than extensive personal income documentation. This streamlined approach to investment property financing gets you approved faster so you can move on profitable fix and flip opportunities.
Fast Private Lending offers competitive interest rates for fix and flip loans based on your experience, project details, and loan-to-value ratio. Our interest-only payment structure during the rehab period minimizes your monthly carrying costs, maximizing profitability on your investment property. Contact us for a personalized quote on your specific fix and flip project—we'll provide transparent pricing and terms tailored to your investment strategy.
Fast Private Lending finances a wide range of investment properties for fix and flip projects, including single-family residences, condominiums, townhomes, small to large multi-family properties (2-4+ units), and select commercial properties. We evaluate each property based on its potential ARV and the feasibility of your renovation plan. Whether you're flipping a single-family home or a multi-unit property, our investment property financing can help you maximize your returns.
