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FAST PRIVATE LENDING

WE LEND ON EQUITY NOT CREDIT & INCOME

FREE CONSULTATION: (416)726-6383

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GET PRE APPROVED IN MINUTES

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GET FUNDING IN 72 HOURS

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NO INCOME / CRDIT REQUIREMENTS

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UP TO 85% LOAN TO VALUE

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MOST COMPETITIVE RATES & FES

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HASSLE FREE APPLICATION PROCESS

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RESIDENTIAL, COMMERCIAL

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RATES STARTING AT 5.99%

GET APPROVED TODAY

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FAST PRIVATE LENDING

We are here to assist you when you are in need of financial resources when conventional borrowing from financial institutions is not an option. It is essential to work with a  reputable and trusted name such as FAST PRIVATE LENDING  when seeking financing for your residential , commercial, construction and industrial projects. As a subsiduray of Mortgage Alliance Company Of Canada that is considered to be the largest Mortgage brokerage in Ontario, we can offer you a variety of private mortgage solutions to meet your specific borrowing needs with the lowest rates and the most favorable terms according to your special case.

We specialize in alternative lending solutions, we make the process of borrowing  private mortgages and private equity seamless and transparent at the lowest rates that carries the most suitable terms for our clients. Our financing options are flexible and affordable which allow you to access up to 85% of the equity in your home to meet your financial needs. Our clients take advantage of our LOW INTEREST RATE borrowing solutions to consolidate their high interest rate credit cards and loans while other clients may use the funds to renovate their property or purchase vacation home or investment property.  We are confident with our ability to assist you with your private mortgage borrowing needs by utilizing our team of professionals who not only  have the highest technical  knowledge but through many years of business relationships in financial sector  have the largest network of private lenders nationwide  to ensure your financial objectives are achieved . 

GET APPROVED IN 5 MINUTES

We are committed to assist you eliminate your debt and provide you with best solutions to your special financial situation as Fast and seamless  as possible. When you are in need of PRIVATE MORTGAGES and PRIVATE FUNDS by contacting and applying through FAST PRIVATE LENDING you will not be waiting days or weeks for approvals, Your will be Pre-approved within minutes and funded in 72 hours. This will take away the extra pressure and stress off your shoulder knowing the process of applying to funding is only few days away. Out team of professionals ensure you receive the mortgage solution you require when  you need it most.  

MEET THE TEAM BEHIND FAST PRIVATE LENDING

FAST PRIVATE LENDING is a subsidiary of Mortgage Alliance of Canada which is the largest Mortgage Company in Toronto, Ontario. Our team of experienced and professional brokers/agents are equipped with the highest technical knowledge in the mortgage industry as well as having the strongest network of private lenders nationwide to assist you with your private Mortgage and Private Equity borrowing needs. Our strength and focus is in the private mortgage sector which has allowed us to assist Real Estate Developers with construction financing , real estate investors and owners who are looking for private 1st & private 2nd mortgages or bridge loans, as well as  Clients who have BAD CREDIT or LOW INCOME who are looking to consolidate debts  by utilizing their home equity to pay off those high interest credit cards and loans. We specialize in Both Residential and commercial sector so we can assist you in wide spectrum of projects all across Ontario, Canada. 

FAST PRIVATE LENDING is Committed to helping you find private mortgage solutions that will serve your financial need. Our professional team is here to assist with confidence to provde you the best private financing solution you require ll across Ontario and Canada.

WE PROVIDE YOU A SOLUTION BASED LENDING

The home owners and borrowers are never in a a same financial situation as we know it and they happen to have different financial goals and requirements. Some borrowers are first time home owners or looking to renew their mortgage while others are looking for a second mortgage or home equity loan to consolidate debt, and have  access to funds for a home renovation. There are also borrowers that are looking to purchase a commercial or industrial projects which falls under completely different sets of goals and process either as a Canadian citizen or foreign investor.  

This is the reason why we apply  a solution based lending approach to our private mortgage solutions. Every single one of our clients have a special  financial requirements and our large  selection of solution based lending Mortgage products safeguards  our ability to provide  a solution that fits your specific borrowing needs. Below are the list of  many private mortgage solutions we provide our clients:

OUR SIMPLE & HASSLE FREE PROCESS

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FILL ONLINE FORM OR CALL

Complete our Quick and Easy Online Form or Call us (416)726-6383 

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fast Approval

You Are Pre Approved in Minutes

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get funding

Get Pre Approved in Minutes & get funding in 72 Hours

private mortgages

second mortgages

COMMERCIAL MORTGAGES

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HOME EQUITY LOANS

BRIDGE LOANS

CONSTRUCTION FINANCING

RENOVATION LOANS

MORTGAGE REFINANCING

BAD CREDIT MORTGAGES

STOP POWER OF SALES

DEBT CONSOLIDATION

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PRIVATE LENDERS

LET'S GET YOU APPROVED NOW!

Private Mortgage 

As mortgage specialists we deal with  institutional mortgage lenders such as major banks, B lenders as well as credit unions to qualify our clients for the best rates and terms that suits their borrowing needs. When it comes down to financing those hard to place deals where conventional financing is not possible, we  have access  to over 400 private lenders across Ontario and Canada which includes companies and individual investors who are ready to lend on your particular private mortgage  and private lending needs . The amount of funds available is practically unlimited and are upward of 4 billion dollars. As an industry leader in private money lending, we can utilize our extensive knowledge and strong network of private lenders to fund variety of equity based lending across the board. We do private first mortgages up to 75% LTV &  2nd mortgages up to 85%  of your homes value.

As mortgage specialists we work with other brokers ,agents as well as home buyers and home owners in needs of private mortgage loan. We analyse your case and we know what it takes to find the money for you. Our private  money lenders lend on first mortgages ,second mortgages, commercial mortgages and home equity loans and much more.

 

WHY BORROW A PRIVATE MORTGAGE LOAN?

A private mortgage loan in Toronto and Across Ontario is ideal for home buyers, home owners, real estate investors , home builders who are  are facing challenging financial times or simply need access to funds that tradional banks will not offer due to their income or dredit status.  Normally clients in need of private mortgage loans in Ontario need the funds fast since they may need  to stop power of sale and foreclosure of their property or simply pay back taxes owed to CRA or for debt consolidation

HOW A PRIVATE MORTGAGE LOAN WORKS!

The equity in your home is the most vital element in your approval of private mortgages loan in Toronto and across Ontario. The home equity is simply defined as Most recent appraised value of your home less the amount of your current first mortgage. When getting private mortgage loans processed by private lenders in Ontario an appraisal will be needed to determine the current market value of your property. In case you already have an existing second mortgage attached to your property then the total amount of first mortgage and second mortgage needs to be subtracted from the appraised value of your property inorder to calculate how much equity you have.   Example, if your home appraisal is valued at $1,000,000 and your first mortgage is $400,000  and your second mortgage is $100,000  then your home equity is $500,000 which is  calculated as follow: (1,000,000 – 400,000-100,000= $500,000

We lend on equity and not credit & income, so the most important element for our private lenders is the amount of home equity you have in order to get your private mortgage loans approved in Ontario. Having a bad credit is not usually a big concern if there is sufficient amount of equity in your property but private lenders look at factors such late payment on the mortgage as well as any judgement or money owing to CRA which will need to be paid firs before you have access to the funds. Income is not an issue we can work with clients who have low income and no income due their current life situation as long as there is sufficient amount of equity to work with. Other important factors are the location of  your property, type of property , marketability and current condition of you home. Your employment is of importance since the lenders want to make sure you are able to payback the private mortgage loan and have a better understanding of your exit strategy. Our strong network of private lender can lend private mortgage loans in Ontario however most of our private money lenders located in Greater Toronto Area. This allows us to have GTA as our primary private lending region to fund nd arrange private mortgage loans in Canada.

The private mortgage interest rate in Toronto and Ontario essentially have a higher rate  than the qualified loans from the banks. The reason for higher interest rate has to do with the higher risk the private money lender is undertaking. The interest rates may vary from lender to lender and from  loan to loan, so contact us today for more information and book your free consultation to discuss your particular financial need and find out how we can provide you with private mortgage for your property.

SOURCES OF PRIVATE MORTGAGE LOANS !

The private mortgage lending  sources in Toronto and across Ontario are either Institutions such MIC which stands for Mortgage Investment Corporations that are registered pool of investments by many private mortgage investors or individuals tht have gained financial succes through different ventures and are looking to lend private mortgage in Toronto and Ontario to diversify their investment profolio.  In case you wonder how you can invest in Private mortgages in Ontario please contact us and we will show you how you can get started. 

WHAT ARE THE FEES INVOLVED ?

Private mortgages are ideal for individuals who are not qualified to borrow mortgages and loan from major banks & institutions due to their current credit  and income or having a high debt ratios. Clients who re  unqualified to receive  loans, are bound to pay extra fees to the higher risk to the private lenders in Toronto and rest of Ontario. This is In addition to the  usual legal fees, appraisal cost and  broker fees  Private mortgage loans in Toronto, Ontario are unique financial solutions and the fees such as lender fees & broker fees vary from one private mortgage and private loan to other. It is always wise to request more than original amount you require to ensure all fees & cost associated with closing a private mortgage loan is covered.

Please allow us to guide you through the process ad let you know what processes is involved in borrowing the private mortgages  in Toronto & private mortgage loans in Ontario.Our Private mortgage agents and brokers can put together custom draft for you so you know exactly how much every process cost.  All fees are deducted from the Total private mortgage that is advanced and further if there is no approval there is no broker fees involved.

Apply Now online  or Contact our experienced private MORTGAGE specialists  to discuss and review your Private mortgage solution options 

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FAST & EASY APPLICATION PROCESS

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SAME DAY APPROVAL ON SECOND MORTGAGES

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mOST COMPETITIVE 1ST & 2ND MORTGAGES

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CANADA LARGEST POOL OF PRIVATE LENDERS

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WE FUND YOU WHEN BANKS DECLINE YOU

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Questions ? We Can Help!

(416)726-6383

 

PRIVATE 1ST & 2ND MORTGAGE FUNCTIONS

First Mortgages

You can refinance up to 75% of your property value. You may use the equity in your home to start a business you always wanted to or simply paydown existing high interest debt.

Second Mortgages (2nds)

You may use the funds from 2nd mortgage on your houses or simply invest in purchasing other properties or pay down personal debts. In some instances, it is not constructive and profitable to break a existing first mortgage due to penalties associated with early termination of the contract with a lender, however This is a perfect time to utilize a second mortgage. Your second mortgage can pay down your high interest credit card debt and replace it with a low interest second mortgage.

A second mortgage is a mortgage or loan which is secured by a house or real property. A second mortgages are often funded by private lenders’ A second mortgage is second in claim row behind the first mortgage the interest rates on second mortgages are higher than first mortgages due to increase level of risk and security in case of default from the borrower. Second mortgages often have 6 months or 1-year term with possibility of renewal. You may also have the option of interest only payments.

We can provide you Second mortgages across Ontario with a maximum loan to value (LTV) ratio of 85% for major cities and maximum of 75% loan to value (LTV) for rural properties.

POWER OF SALE & FORECLOSURE EXPLAINED !

Power of sale and Foreclosure take place in most cities across the Canada. We maybe able to assist you with stopping a power of sale or foreclosure of your property in Toronto and Ontario. Each power of sale or foreclosure case is unique in nature so allow our agents provide you with the best possible solutions and options.  Some common options to stop foreclosure and power of sales is to payoff your current mortgage with a private mortgage and conversely stopping the process through the sell of the property.

Foreclosure process allows a bank or a lender to take away the property form the current owner without compensating the owner with any money from the sale of the house despite having large amount of equity in the property. A “power of sale” occurs when a property is put up for sale. The current owner still has title to the house however no longer controls the property. The lender will have full control on the property and is able to sell the house for either market value or any amount of money. The original home owner may or may not receive any money upon selling the house.

It is essential to mention the homeowner must act swiftly upon receiving documents such as “Statement of Claim” and “Notice of Default”. When the legal process begins it may be very difficult and expensive to be stopped, homeowner also runs the risk of having any remaining equity to be wiped out due to high management and legal fees.

Please contact us ASAP and let us assist you through the process with most constructive advice regarding your lending and legal options.

Read More about Power of Sale & Foreclosure

PRIVATE LENDERS TORONTO , ONTARIO

An alternative source of financing for mortgages are Private mortgage lenders. The fund is provided by an individual, groups or institutions who directly invests in your house. When banks and institutions have turned you down Private mortgage lenders can lend you the private funds you need. Private mortgage lenders require less documentation, credit criteria and income requirements.

Our Ontario based private mortgage lenders will lend you the loans based on the amount of equity in your home. Most of our private mortgages and loans call for a maximum loan to value ratio of 85%. You may have a low and weak credit score and our private investors still provide you the private funds since you have equity in your property.

Private mortgages may be utilized to pay for your home renovations, paying down high interest rate credit cards, debt consolidations or as you see fit. Private mortgage loans often contain a higher level of risk associated with them. In order to reduce and offset the risk associated with private mortgages, the lenders may ask for higher interest rates.

The sources for The Private Mortgage Financing may be Trust Companies, Mortgage Investment Corp (MIC), Mortgage syndicates or an individual. Essentially any non bank lender are considered Private Mortgage Lender. Private lenders naturally have higher risk tolerance and therefore the funds are borrowed at a higher rate and fees.

Read More About Ontario & Toronto Private Lenders

COMMON SENSE LENDING PARAMETER

“WE LEND ON EQUITY NOT CREDIT”

Our lenders evaluate the value , condition, marketability and strength of the property instead of the borrower. 

  • Fist Mortgages Starting at 6.5%
  • Second Mortgages Starting at 9%
  • Lender Fees Starting at 2%
  • 80% LTV on Residential, LTV’s of up to 85% are considere on a case by case basis.
  • 70% LTV on Commercial , LTV’s of up to 80% are considered on a case by case basis.
  • No income verification/ No employment verification
  • No TDS/GDS
  • No Business financial requirements
  • Cross collateral is OK
  • Tax arrears
  • No appraisal requirements on lower LTV’s
  • Mortgage arrears 
  • Construction Projcts/ Construction loans
  • Student Housing
  • Stop Power of Sale/ Stop Foreclosure
  • Mixed Use Residential/ Commercial
  • vacant Land
  • Places of Worship
  • High/ Low rise Condos/Apartments
  • Industrial
  • Same day Commitments
  • 1-2 years interest only mortgages & loans
  • You may prepay the entire term interst upfront from the advanced funds. 
  • Approval in 24 Hours
  • You get funded in 3-5 business days
  • No minimum / maximum loan amount

OUR SERVICES:

PRIVATE MORTGAGES

COMMERCIAL MORTGAGES

CREDIT CARD ARREARS

DEBT CONSOLIDATION

SECOND MORTGAGES

BRIDGE LOANS

RENOVATION LOANS

STOP POWER OF SALE

HOME EQUITY LOANS

CONSTRUCTION FINANCING

MORTGAGES ARREARS

AND MUCHE MORE!

FAST APPROVAL

 
Get approved in minutes
Get Funded in 3-5 days 

no income no credit requirement

We lend on equity not credit

The key Component is LTV

Fist Mortgages up to 75% LTV

2nd Mortgages up to 85% LTV

most competitive rates & fees

First Mortgages Starting at 6.5%

Second Mortgages Starting at 9%

HOME EQUITY LOANS TORONTO, SECOND Mortgages toronto

We are Toronto’s leading Private mortgage specialist team for hard to place Private Mortgages Second Mortgages and Home Equity Loans. We also assist our clients in Ontario with Debt Consolidation and Mortgage Refinancing needs.  

 Are you having difficulty getting approved by a major bank on a loan or mortgage? Are your credit card payments so high you are drowning in debt?  

We can help! In fact, most of our clients have low and poor credit and we still provide them with approvals within 24 hours.

We are here to serve you and assist you with all your private lending needs such as renewing your existing first mortgage, consolidate your debts, second mortgages, home equity loans or simply mortgage refinancing, our team of professionals will work with you to provide you with a suitable private mortgage lending solution.

OUR PRIVATE LEDING CLOSING RATES  

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SECOND MORTGAGES

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COMMERCIAL MORTGAGES

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HOME EQUITY LOANS

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DEBT CONSOLIDATION

we are commited to serve your equity based borrowing needs!

approvals in 24 hous

reduce monthly payments in half

most competitive rates in the market

largest network of private lenders

bad credit? no credit? no problem!

no income? low income? no problem!

get pre approved in minutes ! get funding in 72 hours !

apply now

call us 24/7

 NO EMPLOYMENT, NO CREDIT & NO INCOME REQUIREMENTS

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Jone Doe

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David Smith

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Janet Chavez

About US

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of.

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